The Money Roadmap

Plan your money. Then your legacy.

Most tools stop at net worth. Sunset turns the proven money-prioritization flowchart into a guided, leveled roadmap — then carries the wealth you build straight into your will and estate plan.

Based on a proven money-prioritization frameworkConnected to your estate planNo credit card required
Sunset Money Roadmap dashboard showing the 12-step financial journey, net worth, and next best move

How It Works

From your first dollar to your final wishes

Answer a few questions, link the accounts you choose, and Sunset builds a roadmap that knows what to do next.

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Tell us about your money

Income, expenses, debts, and savings goals — in plain English. Link accounts to keep balances current, or enter them by hand.

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Get your step-by-step roadmap

A clear, leveled journey shows what's done, what's next, and what's locked — plus where every free dollar each month should go.

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Bridge wealth into your estate plan

The final step carries your accounts and beneficiaries into your will and trust, so the money you build reaches the people you choose.

Start Your Roadmap Free (opens in new tab)

12 steps, 3 stages

Everything the roadmap covers

Do the steps in order, skip what doesn't apply, and never wonder "what's next" again.

Cover the essentials

  • Emergency fund
  • Employer 401(k) match
  • Self-employed retirement
  • High-interest debt

Grow tax-advantaged

  • Roth or Traditional IRA
  • Health savings account (HSA)
  • Save 15% for retirement

Build wealth & legacy

  • Liquid / taxable investing
  • Low-interest debt
  • College fund (529)
  • Wealth → Estate bridge

The Roadmap

A roadmap, not a spreadsheet

Sunset reads your accounts and shows the single best next move — with a monthly plan for every free dollar.

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  • Always know what's next

    One highlighted "do this next" step, backed by a 0–100 financial health score.

  • A plan for every dollar

    Your monthly surplus is routed across the right accounts automatically — anything left over is ready to deploy.

  • Completion is data-driven

    Steps complete when the numbers say so — debts cleared, contributions set, balances saturated — not by checking a box.

The Estate Bridge

Where wealth becomes legacy

The roadmap's final step shows where your accounts are headed — and how they pass to the people you choose.

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  • See the whole picture

    Each account projected to retirement, beside the beneficiaries named in your will.

  • Beneficiaries pass outside probate

    Retirement accounts, HSAs, and brokerages go straight to named beneficiaries — Sunset keeps those forms in sync with your will.

  • One click to your estate plan

    Carry your accounts, marital status, and beneficiaries straight into your will, trust, and asset inventory.

Learn the why

Guides to go deeper

Plain-English explainers on the money decisions behind every step — and what they mean for your estate.

Browse all guides

FAQ

Questions about the Money Roadmap

Get answers to common questions about creating your will and trust documents online with Sunset.

It follows the widely used "how to prioritize your money" framework — a proven money-prioritization approach that orders your money into steps: emergency fund, employer match, high-interest debt, tax-advantaged retirement accounts, then investing and other goals. Sunset turns it into a guided, personalized journey.

Build your roadmap. Protect your family.

Free forever to start. No credit card required.

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