The problem
76 of every 100 American adults have no will.
That's over 150 million adults whose families, when it matters most, won't know what was wanted. Not because they didn't care — because the process felt impossible.
*Caring.com 2025 Wills & Estate Planning Study
Too expensive
A single consultation with a New York estate attorney runs $300–500; a complete package costs $2,000 or more.
Free for simple estates
Too complicated
Legal jargon, confusing forms, state-specific rules. What's a pour-over will? Do I even need a trust?
Plain English, with Larry
Too slow
Appointments, gathering documents, several meetings, waiting on drafts. Weeks, not hours.
A first draft in one sitting
Every “what if” has an answer.
What New York law does by default when there's no plan — and the Sunset document that changes it.
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What if you die without a will?
Everything in your name alone goes through Surrogate's Court, and New York's intestacy formula — not you — decides who inherits it.
Last Will & Testament
Your will names who inherits, who settles your estate and who raises your kids.
Start your will → Free -
What if you and your co‑parent both die without naming a guardian?
A judge decides who raises your children — and relatives can end up filing competing petitions.
Last Will & Testament
Nominate a guardian and a backup in your will. New York courts give a parent's choice real weight.
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What if your family needs money before the estate is settled?
Accounts in your name alone are usually frozen until Surrogate's Court gives someone authority over them — weeks or months, while the bills keep coming.
Money Roadmap
Your roadmap shows how each account passes — straight to a named beneficiary or through the court — so you can plan for the gap.
See your roadmap → Free -
What if your beneficiary forms and your will disagree?
The form on file with your bank or 401(k) usually wins — so money can go to someone your will never meant it for.
Money Roadmap
Sunset lines up each account's beneficiary against your will and flags where they point different ways.
See your roadmap → Free -
What if you're incapacitated and money needs to move?
Without a power of attorney, your family may have to ask a court to appoint a guardian for your finances — often months later.
Power of Attorney
The agent you choose can pay bills and manage your accounts — no court case needed.
Name your agent → Free -
What if you're in the hospital and your family calls for updates?
Doctors are allowed to update family, not required to — so they can decline, even with the people closest to you.
HIPAA Release
The people you name can talk to your doctors and receive your health information.
Sign your release → Free -
What if you can't speak for yourself in the ICU?
New York ranks who decides by kinship — spouse or partner, adult children, parents, siblings — not by who you trust or who knows your wishes.
Healthcare Proxy + Living Will
Name the person you trust — say, the doctor in your family — and write down your wishes so no one has to guess.
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What if your family doesn't know what to do — or where anything is?
Policies, accounts and papers go unfound, deadlines slip, and forgotten money can end up with the state as unclaimed funds.
Heirs & appointees
Name the people who'll handle things. When it's time, they get a guided plan: what to do, in what order, and where to find each document.
Choose your people → Free
Sunset
What Sunset is
The documents are the start. Sunset is the whole plan.
One place for your estate, the money behind it, the people who'll carry it out — and the professionals you bring in along the way.
Will, power of attorney and healthcare directive — legally valid in New York, written in plain language, with signing instructions.
Beneficiary designations, retirement accounts, insurance, the New York estate-tax cliff — the financial decisions your documents depend on, in order.
Ask anything, highlight any line, prepare for your attorney. Larry answers in plain English, grounded in New York law and our Learning Hub.
When your situation needs one, bring a vetted NY estate attorney or your financial advisor into a shared, encrypted workspace with your draft and your questions.
End-to-end encrypted storage for documents and instructions, unlocked by the appointees you choose — with you notified first.
Executors, proxies and heirs get their own guided experience — what to do, in what order, with which document — when the time comes.
Meet Larry
Legalese in.
Plain English out.
Larry is your planning assistant. No question is too basic — he explains every clause, suggests what to ask your attorney, and remembers what you've asked.
Can my executor sell our apartment?
Yes. Article II gives your executor power to sell, lease or mortgage any property — including the apartment — when it's needed to settle the estate. What it doesn't say yet is who receives the proceeds.
- What's a pour-over will?
- Do I need a trust?
- Who should be my proxy?
Estate planning documents
Legally valid in New York. Readable by humans.
Attorney-reviewed templates, guided forms, print and signing instructions included. Every document lands in your vault, and Larry can explain any line of it.
Last Will & Testament
Decide who inherits your assets and name guardians for minor children.
~20 minutes
Power of Attorney
Designate someone to handle your finances if you’re unable to.
~10 minutes
Healthcare Directive
Specify your medical wishes and appoint a healthcare proxy.
~10 minutes
Trusts
Advanced documents for more complex situations — with an attorney in the loop.
Premium
Attorneys & advisors
We don't replace attorneys. We make the hour count.
When your situation needs a professional, bring in a vetted NY estate attorney or your financial advisor — into a shared, encrypted workspace where your draft, your questions and their answers live together.
Plain language
Jargon translated into words you understand.
Better questions
Larry suggests what you should be asking.
Nothing gets lost
Every question and document request is tracked.
Auto reminders
Follow-ups and deadlines, tracked for both sides.
The vault
Sealed on your device. Opened only when it's time.
Documents and instructions are encrypted before they ever leave your device. We never see your password. Your appointees unlock it together — and you're notified first.
End-to-end encrypted
Encrypted on your device before upload.
Password never leaves you
Used locally to decrypt your master key.
N-of-M appointee keys
Require several appointees to agree.
Grace period
You're notified and can deny access before it opens.
- 1 ✓ Encrypting on your device
- 2 ✓ Uploading sealed file
- 3 ✓ Appointee keys issued
- 4 ✓ Vault sealed · owner notified
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Plan your sunset. Then get on with living.
Twenty minutes today. Decades of clarity for the people who'll need it.
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